InCred is a new-age financial services group that leverages technology and data-science to make lending quick and easy.
InCred is credit for Incredible India. We use technology and data-science to make lending quick, simple and hassle-free. We believe traditional ways of lending can exclude those most in need because of outdated, rigid and often inefficient processes. At InCred, we have simplified the lending process with a sharp focus on serving our borrowers’ unique needs and circumstances
We operate 4 businesses as part of the InCred Group
At InCred we understand that “life happens” and that our bank accounts are often unprepared for unexpected financial needs. From medical emergencies to happy events like weddings, InCred’s consumer business focuses on providing unsecured personal loans that are both convenient to process as well as fairly priced.
InCred believes that every Indian has the right to own his or her home. In line with this belief, our home loans business focuses on a consumer segment that is not a priority for traditional lenders like most banks and housing finance companies. We focus on affordable housing (loans of Rs 10-30 lakhs) to serve hard working families.
InCred aims to support the India growth story and to aid current and future generations of Indians embark on their personal nation-building journeys - by removing the biggest hurdle our students face when dreaming of higher education - financing.
InCred believes in India’s potential to emerge as the fastest growing economy in the world. With over 50 Million SMEs in India and their numbers growing everyday, India’s growth will be driven by these businesses. However, the biggest hurdles in the growth and expansion of these SMEs are financing and inadequate access to credit. InCred aims to help such businesses overcome these obstacles by providing working capital, growth capital and tailor-made financing solutions.