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Ujjivan Financial

Build A Better Life


Additional Details

Small & Medium Enterprises (SMEs)Founded in 2005Above 1000 EmployeesBanking / Financial Services / Insurance


AboutUjjivan Financial

Parinam Foundation NGO is a sister concern company of Ujjivan Finance.

Ujjivan started operations as an NBFC in 2005 with the mission of providing a full range of financial services to the economically active poor who are not adequately served by financial institutions. Presently, our operations is spread across 24 states and union territories, and 209 districts across India, making us the largest MFI in terms of geographical spread.

We serve over 2.77 million active customers through our 469 branches and 7,786 employees and our Gross AUM stands at ₹40.88 billion as on September 2015 making us one of India's leading Micro Finance Institutions. (Source: Bharat Microfinance Report 2015, and the MFIN Micrometer Report, September 2015). 

Ujjivan's business is primarily based on the joint liability group lending model for providing collateral free, small ticket-size loans to economically active poor women. We also offer individual loans to Micro & Small Enterprises ("MSEs"). Ujjivan has adopted an integrated approach to lending, which combines a high customer touch-point typical of microfinance, with the technology infrastructure and related back-end support functions similar to that of a retail bank.

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