Credit Manager

Vitrak fintech private limited
Gurgaon - Sector 44
4,00,000 - 5,50,000
/ monthly
Salary benefits
Requirements
2 - 4 years experience
Graduate
23 - 32 years
No gender preference
Pan Card
Aadhar Card
2-Wheeler Driving License
Shift timings
Working days
6 days/week
Week offs
SUNDAY
Morning Shift
10:00am - 7:00pm
Morning Shift
9:30am - 6:30pm

Job description

  • Evaluating credit proposals covering financial business and industrial risk and  decisions of the​loan.
  • Pass on the customer file to right lender or agency as per the criteria and norms
  • Recommend appropriate loan amount and present the loan proposal to the credit committee
  • To ensure adherence to credit policy and defined processes.
  • TAT management  Customer document exhaustiveness
  • Relationship management with Customers and partners such as Banks NBFCs Fintechs etc.
  • Analysis of bank statement financial status and credit bureau
  • Fraud Risk Management.
  • Must have experience in at least some of the Loan products  PL BL MSME  Housing Loan  LAP
  • Graduate 2 to 4 yrs experience.
  • Strong analytical and problem solving skills.
  • Documentation Disbursement and File Processing.
  • Knowledge on secured and unsecured loans.
  • Good communication and pleasing personality.
Additional Requirements
Experience
Telesales / Telemarketing,
Banking / Financial Services / Insurance
Job Type
Full Time
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Posted on 03 Feb 2020
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Sales / Business Development
Sales / Business Development in Vitrak fintech private limited