Indifi Technologies Private Limited Logo

2 Openings

SalarySalary

20,000 - 33K  PM

ExperienceExperience

6 monthsto5 yrs experience| Resume Required

LocationLocation

Sector 44, Gurgaon

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Additional Details

Job Type

Full Time

Shift Timings

9:30 AM - 6:30 PM(day shift)

Working Days

6 days|Off Days:Sunday

(Alternate Saturdays will be working)

Job Benefits

PF & ESIC

Reimbursements

Other Cost

Job Requirements

Education

Graduation degree mandatoryCompulsory

MBA from Finance Back ground.Compulsory

Any pursuing graduation or post graduation is not acceptableCompulsory

Experience

6 months to 5 yrs of experience as Operations Executive in Banking / Financial Services / Insurance mandatoryCompulsory

Work experience from loans backgroundCompulsory

Experience must be as a Credit Underwriter only.Compulsory

Age

22 - 30 yrsCompulsory

Communication

Excellent English skills - Ability to Speak, Read & WriteCompulsory

Others

Expected SalaryCompulsory

Notice PeriodCompulsory

Job Description

  • Underwriting experience in Loan, preferably Unsecured Loans.
  • Doing personal discussion with the borrower.
  • Preparing CAM (Credit Assessment Memo), ensuring proper and correct information.
  • Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality.
  • Primary assessment & analysis of reasons of non-starter cases.
  • Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.


Company Details

Indifi Technologies Private Limited Logo

Indifi Technologies Private Limited

http://www.indifi.com

Startup|Banking / Financial Services / Insurance|50-200 Employees

Indifi Technologies is an enabler of micro, small, and medium enterprises (MSME) financing in India, Indifi Technologies, while maintaining its focus on MSME businesses, intends to direct the investments towards furthering its products and technology. 

With a 350 BUSD debt financing Gap, in India’s MSME segment, Indifi brings in a technology platform which will aggregate the lenders and identify the needs and work with partners to fulfill to enable the small businesses to have greater access to low-cost debt. Apart from being a market place for lenders and SME borrowers, Indifi also provides finance to SMEs that have not been able to fulfill their financial needs. Indifi currently provides loans in the range of Rs. 1 to Rs. 40 L, with average loan size being in the range of Rs. 5 L. The Company has already provided about 1500 loans and the credit performance is better than the industry average.
Indifi Technologies strives to differentiate by going deeper into segments rather than spread horizontally across segments. They have already tied up with an online travel company (Makemytrip.com), a cab aggregator and an e-commerce company to access their database of SMEs. Indifi’s unique platform combines smart data analytics and strategic partnerships with supply and distribution chain aggregators in a one-stop solution, revolutionizing the way lenders reach and underwrite credit to MSMEs. Lenders such as Edelweiss, Lending kart, and Capital First are already on its platform.
With strong leaders like Alok Mittal and Siddharth Mahanot, Indifi has raised $10 million in a Series B investment round led by philanthropic investment firm Omidyar Network, established by the founder of eBay, Pierre Omidyar.
Existing investors Accel Partners and Elevar Equity also participated in the round. Prominent names such as Pramod Bhasin are Advisor and Investor in the Company.


Credit Risk Officer

atIndifi Technologies Private Limited

Salary

20,000 - 33K  PM

Location

Sector 44, Gurgaon

Experience

6 monthsto5 yrs experience

Company Typically replies in 2 wk

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