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1 Opening

Posted 1 month, 1 week Back

SalarySalary

18,000 - 50K  PM

ExperienceExperience

6 monthsto1 yr experience

LocationLocation

Mulund West, Mumbai

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Additional Details

Job Type

Full Time

Shift Timings

2:00 PM - 10:00 PM(night shift)

Working Days

5 days

(Weekly 2 OFF)

Job Requirements

Education

Below 10th mandatoryCompulsory

Bachelor of Architecture (B.Arch.) preferred

Experience

6 months to 1 yr of experience as Back Office Executive mandatoryCompulsory

Experience in BPO / ITES preferred

Age

18 - 40 yrsCompulsory

Job Description

Opening For Associate Underwriter For US Mortgage


Principle Responsibilities:

  • Complete review of the Borrower profile including credit, income, assets, collateral, compliance, employment

and other lending risks such as guidelines from clients/investors

  • Complete review of data consistency across the entire loan package to match system, AUS (DU/LP), Fraud Guard

Reports or any other reports used for compliance or fraud checks

  • Complete review of collateral including in depth analysis of appraisal reports, title commitment, fraud risk

checks, insurances documents and sales contract

  • Interpret credit policy guidelines and investor guidelines (all FNMA, FHLMC, FHA & VA) and apply them to

specific loans for effective sale in the secondary market

  • Maintain a working knowledge of all current underwriting guidelines, federal and state lending laws and has the

ability to comprehensively explain all to others while underwriting the mortgage loan files

  • Effectively and quickly communicate any areas of concern with a loan file to mentors/supervisors
  • Responsible for Credit and Income documenting all decisions to ensure each underwritten file meets the

company’s credit quality criteria and individual loan product guideline

  • Maintain compliance with all company policies and procedures – follow the standard income and assets

calculator, fill the required tools and correctly documents the findings


Roles and Responsibilities

Meeting goals as per the defined key result areas

  • Maintaining a track of daily processed transactions and reporting on a timely and accurate manner to

Process Supervisor / Team lead

  • To be abreast with all process updates on a timely manner
  • Appearing and qualifying all periodic process assessments with defined benchmark scores
  • Achieving daily productivity and quality targets
  • Adherence to process SLA’s (ensure loan delivery SLA -Service level agreement is not missed)

Desired Candidate Profile

Graduate and or Post Graduate

Fulltime Science/ Commerce/B.Sc IT graduates

No gap in education and employment

Ability to communicate clearly and effectively, both verbally and in writing,

across a variety of audiences

1st class in HSC and Graduation (> 60% Scores) from a reputed university

Location: Thane

Company Details

U.S.Mortgage(Underwriter)

at  Viztar International(Posted by viztar international)

Salary

18,000 - 50K  PM

Location

Mulund West, Mumbai

Experience

6 monthsto1 yr experience

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